A Personal Loan Just So Much Better

Why? We Call You, Same day approval, Cash in 24 hours. No excuses!

Super fast approval time

24 hours till Cash is in your bank account

Competitive interest rate

We negotiate the very best interest rates with lenders

Complete application and we'll call you

By clicking 'Apply', you agree to the SACash T&C's and are happy for SACash to pass on your details to third party providers and perform a credit check

Loan Information

For the purpose of providing an example of the rates and terms, if you borrow R15,000 over 15 months at a fixed rate of 28% per annum, with an admin fee of R68.40 per month as well as an initiation fee of R1,197 the charges would amount to a representative rate of 68% APR (fixed). The total amount repayable would be R22,717

It is important to note that we are not a lender. We act as an online loan matching broker that works with a variety of NCR licenced direct lenders within South Africa. Rates typically charged range from 20% APR to 112% APR. The APR on your loan will be based on your credit profile and personal circumstances. Loan repayment terms range from 2 to 60 months. Some lenders or brokers that we work with may charge you a fee to process your application.

In order to apply for a Personal Loan you will need to

Earn more than R3000

Be over the age of 18

Have your own bank account

Let us know if you don’t have your own bank account as we have other options

Personal Loans can be used as you

see fit.

These funds can be used anyway that you want to and you are not limited by the lender on how you can spend it.

Life has a habit of throwing surprises our way and sometimes we are not ready for them. We may find that we need a little extra in our pockets. This then brings us to personal loans.

A personal loan is a loan that you take out with a reputable lender. These loans can be used for anything and everything whether you need to pay for an emergency, a wedding, home improvements or even personal items.

We can easily assist South Africans which are employed, if unemployed it will be difficult

Simple as that!

Representative example: Credit amount of R10 000 borrowed for 24 months. Monthly service fee: R68,40. Annual Interest Rate: 28%. Total Amount payable: R17 208

Our Services Are Free

We do not charge a fee to process loan applications. We do not believe that our clients should pay to apply for a loan.

Now it's time to show some of our benefits

Your Information Is Secure

We believe in keeping your information secure and we do not sharethese details with 3rd parties.

We are available countrywide

Our online application can be done from anywhere in South Africa. We also accept applications via fax and email.

Unsecured Loans

No collateral is required. Unsecured loans are advanced on the basis of the borrower’s credit-history and ability to repay the loan from personal income.

Competitive Interest Rates

We aim to get competitive interest rates for our clients and these vary depending on your credit rating, from 14% – 33%.

Personal Loan Use

The money from a personal loan can be used as you see fit. Extra cash could be used for house extensions, a new washing machine or to pay for studying, the choice is yours.

Customers recommend our personal loan company

"Thanks SA Payday for getting me a personal loan. I really needed your help. I recommend SA Payday to everyone."

Sarah Kotze

Client of SA Payday Loan service

Unsecured Quick Online Personal Loans

We can't guarantee you a loan. But regardless if it is a small or big personal loan we'll do our very best to help you out.

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