Get Your Personal Cash Loan

We have helped thousands of South Africans get the loan they need

Complete application and we'll call you

By clicking 'Continue to step 2', you agree to the SACash T&C's and are happy for SACash to pass on your details to third party providers and perform a credit check


Complete the online form and click ‘Continue to Step 2’


Complete the fast and easy application form and wait for your loan approval via SMS. Thank you for using our smart service!

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Please ensure you insert your details correctly as per examples. Without the correct information we cannot assist you. 

Easy and quick application

Application is easy, quick and paperless. You can apply for a loan between R1500 and R150 000

Countrywide service

We help all South Africans from every province

Competitive interest rate

We find personal cash loans with the best interest rates

What We Offer


Earn more than R1500

You will need to have a fixed income of at least R1500 per month.

Have your own bank account

You will need to have your own South African bank account so that your loan can be transferred to you

Be over the age of 18

You will need to be a South African Citizen in order to apply and be at least 18 years old.

How We Can Help

We offer help to everyone whether you have bad credit, defaults or garnishee orders

We can help you no matter your situation

You will receive the outcome of your application via SMS 

Instant notification

The 4 in 1 plan consists of a free loan finding service, legal and ID assist, full credit reports and financial counselling

The 4 in 1 Plan

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For the purpose of providing an example of the rates and terms, if you borrow R15,000 over 15 months at a fixed rate of 28% per annum, with an admin fee of R68.40 per month as well as an initiation fee of R1,197 the charges would amount to a representative rate of 68% APR (fixed). The total amount repayable would be R22,717

It is important to note that we are not a lender. We act as an online loan matching broker that works with a variety of NCR licenced direct lenders within South Africa. Rates typically charged range from 20% APR to 112% APR. The APR on your loan will be based on your credit profile and personal circumstances. Loan repayment terms range from 2 to 60 months. Some lenders or brokers that we work with may charge you a fee to process your application.