FREE PERSONAL LOAN APPLICATION
A Personal Loan Just So Much Better
Why? We Call You, Same day approval, Cash in 24 hours. No excuses!
Don’t pay to get a loan. Try our easy loan application process which we offer free of charge.
Super fast approval time
24 hours till Cash is in your bank account
We help South Africans no matter where you live or work
Competitive interest rate
We negotiate the very best interest rates with lenders
Complete application and we'll call you
By clicking 'Apply', you agree to the SACash T&C's and are happy for SACash to pass on your details to third party providers and perform a credit check
In order to apply for a Personal Loan you will need to
Earn more than R3000
Be over the age of 18
Have your own bank account
Let us know if you don’t have your own bank account as we have other options
Personal Loans can be used as you
These funds can be used anyway that you want to and you are not limited by the lender on how you can spend it.
Life has a habit of throwing surprises our way and sometimes we are not ready for them. We may find that we need a little extra in our pockets. This then brings us to personal loans.
A personal loan is a loan that you take out with a reputable lender. These loans can be used for anything and everything whether you need to pay for an emergency, a wedding, home improvements or even personal items.
We can easily assist South Africans which are employed, if unemployed it will be difficult
Simple as that!
Representative example: Credit amount of R10 000 borrowed for 24 months. Monthly service fee: R68,40. Annual Interest Rate: 28%. Total Amount payable: R17 208
Our Services Are Free
We do not charge a fee to process loan applications. We do not believe that our clients should pay to apply for a loan.
Now it's time to show some of our benefits
Your Information Is Secure
We believe in keeping your information secure and we do not sharethese details with 3rd parties.
We are available countrywide
Our online application can be done from anywhere in South Africa. We also accept applications via fax and email.
No collateral is required. Unsecured loans are advanced on the basis of the borrower’s credit-history and ability to repay the loan from personal income.
Competitive Interest Rates
We aim to get competitive interest rates for our clients and these vary depending on your credit rating, from 14% – 33%.
Personal Loan Use
The money from a personal loan can be used as you see fit. Extra cash could be used for house extensions, a new washing machine or to pay for studying, the choice is yours.
Customers recommend our personal loan company
"Thanks SA Payday for getting me a personal loan. I really needed your help. I recommend SA Payday to everyone."
Client of SA Payday Loan service
Unsecured Quick Online Personal Loans
We can't guarantee you a loan. But regardless if it is a small or big personal loan we'll do our very best to help you out.
For the purpose of providing an example of the rates and terms, if you borrow R15,000 over 15 months at a fixed rate of 28% per annum, with an admin fee of R68.40 per month as well as an initiation fee of R1,197 the charges would amount to a representative rate of 68% APR (fixed). The total amount repayable would be R22,717
It is important to note that we are not a lender. We act as an online loan matching broker that works with a variety of NCR licenced direct lenders within South Africa. Rates typically charged range from 20% APR to 112% APR. The APR on your loan will be based on your credit profile and personal circumstances. Loan repayment terms range from 2 to 60 months. Some lenders or brokers that we work with may charge you a fee to process your application.
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