We have helped thousands of South Africans get the loan they need
Have your own bank account
Complete application and we'll call you
What We Offer
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How We Can Help
Get Your Personal Cash Loan
Representative example: Credit amount of R10 000 borrowed for 24 months. Monthly service fee: R68,40. Annual Interest Rate: 28%. Total Amount payable: R17 208.
Earn more than R1500
Be over the age of 18
We can help you no matter your situation
Complete the online form and click ‘Continue to Step 2’
The 4 in 1 Plan
We find personal cash loans with the best interest rates
Complete the fast and easy application form and wait for your loan approval via SMS. Thank you for using our smart service!
Wait a few moments for the full loan application to load on our recommended providers website
You will need to have a fixed income of at least R1500 per month.
You will need to have your own South African bank account so that your loan can be transferred to you
Easy and quick application
You will need to be a South African Citizen in order to apply and be at least 18 years old.
Application is easy, quick and paperless. You can apply for a loan between R1500 and R150 000
We offer help to everyone whether you have bad credit, defaults or garnishee orders
You will receive the outcome of your application via SMS
We help all South Africans from every province
The 4 in 1 plan consists of a free loan finding service, legal and ID assist, full credit reports and financial counselling
Competitive interest rate
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LoanFinder offers a 4 in 1 plan for an affordable fee. The 4 in 1 plan consists of access to the free loan finding service, legal and ID assist, financial counselling and full credit reports. There is a once off initiation fee of R395 and there is a monthly fee of R78.
These fees are directly taken from your bank account with the account details you have provided, using the NAEDO direct debit system on or around your salary date. If there are insufficient funds in your bank account, a 12-month agreement will commence, where LoanFinder will debit your account with a monthly fee of R109 to cover the once off initiation fee. After this a monthly perpetual agreement will come in effect and a monthly fee of R78
The LoanFinder agreement is not binding and you are able to cancel at any time. However, there is a 5-day cooling off period which starts on the completion of the application. If you cancel after the cooling period, a cancellation fee of R250 is charged.
The interest rate charged on loans can be up to 28% per annum as per the NCA No 34 of 2005.
The repayment period for the loan will depend on what you qualify for and what you can afford, but can be between 12 and 72 months.
LoanFinder does not perform credit checks, however partnered loan providers may carry out credit checks.
With LoanFinder, you are able to find the loan you need from top loan providers. LoanFinder will match you with a lender based on the information you have provided.
Submit your information and the online portal will do the rest. They will find you the best suited loan provider for your needs.