Be a South African Citizen

Complete application and we'll call you

Your Own Bank Account

Competitive Interest Rate

You will need to have your own South African bank account

You will need to have a fixed income of at least R1500 per month

You will need to be a South African citizen and be at least 18 years old.

Earn more than R1500

Your Online Loan Application

We find lenders with the best interest rates for you

Quick and Easy Application. We Will Contact You.

Super Easy and Fast Application

Fill out the online form and we will contact you

100% Privacy. We will never share your info

Countrywide Service

Representative example: Credit amount of R10 000 borrowed for 24 months. Monthly service fee: R68,40. Annual Interest Rate: 28%. Total Amount payable: R17 208.

We help all South Africans no matter where you live

Step 1

SA Cash Services Include

Personal cash loans from R1500 to R150 000. You are able to apply for a loan regardless of if you bad credit, garnishee orders or defaults. You are able to get the loan you need and use the money any way that you wish. You can pay for home renovations, school fees, medical bills, a wedding, an emergency or use the loan to consolidate your debt, the choice is yours.

What You Need to Get a Personal Cash Loan:

You need to be older than the age of 18 years

You must prove a fixed income of at least R1500 per month

You will need to have your own South African bank account

You must be a citizen of South Africa.

SA Cash is based in South Africa and offers South Africans loans from R1500 to R150 000. The loan term is dependent on the loan provider, but generally you will have between 12 and 72 months to pay the loan back.

Apply Now for a cash loan. Blacklisted and bad credit ratings are welcome.

Complete the quick and easy application and we will contact you with the outcome of your application. 

100% Privacy. We will never share your info

We Find the Best Interest Rates for You

Your Steps for a Personal Cash Loan

Wait for the full loan application form to load on our recommended providers website

Get a personal cash loan up to R150 000

SA Cash – Your Personal Cash Loan Answer

You will not have to fill in a mountain of paperwork as your application is processed online making it that much easier.

You might not have to go through a credit check and we welcome those with bad credit.

We offer both small and big loans that you can use however you like.

If you are in need of quick cash then what are you waiting for? Fill out the online application form and we will contact you with approval. It has never been so easy to get a personal cash loan that suits your needs. We find the best loan for you with a competitive interest rate

Your loan application is conducted online making it fast and easy.

Paperless application

Bad credit welcome

We do not check your credit

Fill in the online form and continue to Step 2

Step 3

We can help even if you have bad credit, defaults or garnishee orders

Step 2

You will receive approval via SMS and fast access to your loan

We offer our services to all South Africans from all provinces i.e. Western Cape, Gauteng, Kwa-Zulu Natal, Limpopo, Northern Cape, Free State, Eastern Cape, Mpumalanga and North West

Applying for a Personal Cash Loan Has Never Been So Easy

SA Cash offers an easy to use online application portal, where you will be able to find the best loan deals with the best interest rates. You will receive fast assistance and approval for your personal cash loan needs.

The 4 in 1 plan offers you a comprehensive service, where you will gain access to the free loan finding service as well as 24 hour legal and ID assist, quarterly comprehensive credit reports and financial counselling for an affordable fee.


We do not personally run credit checks on our applicants

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We are not able to guarantee you a loan, but we will try our best to help you get the loan you need no matter how big or small.

Unsecured Quick Loans

Loan Information

LoanFinder offers a 4 in 1 plan for an affordable fee. The 4 in 1 plan consists of access to the free loan finding service, legal and ID assist, financial counselling and full credit reports. There is a once off initiation fee of R395 and there is a monthly fee of R78.

These fees are directly taken from your bank account with the account details you have provided, using the NAEDO direct debit system on or around your salary date. If there are insufficient funds in your bank account, a 12-month agreement will commence, where LoanFinder will debit your account with a monthly fee of R109 to cover the once off initiation fee. After this a monthly perpetual agreement will come in effect and a monthly fee of R78.

The LoanFinder agreement is not binding and you are able to cancel at any time. However, there is a 5-day cooling off period which starts on the completion of the application. If you cancel after the cooling period, a cancellation fee of R250 is charged.

The interest rate charged on loans can be up to 28% per annum as per the NCA No 34 of 2005.

The repayment period for the loan will depend on what you qualify for and what you can afford, but can be between 12 and 72 months.

LoanFinder does not perform credit checks, however partnered loan providers may carry out credit checks.

With LoanFinder, you are able to find the loan you need from top loan providers. LoanFinder will match you with a lender based on the information you have provided.

Submit your information and the online portal will do the rest. They will find you the best suited loan provider for your needs.